Planning for a successful retirement is more challenging than ever before. Gone are the days when workers could rely solely on Social Security and pensions. Nowadays, smart individuals understand that achieving retirement goals requires careful planning and taking full advantage of employer-sponsored plans, such as 401(k) plans.
For most American workers, their 401(k) will be the foundation of their retirement savings. However, this assumes that they have the skill, time, and temperament to navigate the investment landscape successfully.
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